Sometimes the party responsible for your car accident leaves the scene undocumented by police and without providing any information without which it becomes impossible to sustain an accident case against that party. Our personal injury attorney smithtown have a great deal of experience handling Uninsured Motorist or “UM” claims.
This type of claim is filed against the insurance company for the vehicle in which the injured party was situated at the time of the accident. It is different procedurally, as it stems from a contract based relationship between the insurance company and the insured.
The claim is generally heard by an arbitrator, rather than a jury, and requires an attorney who understands what it takes to persuade an experienced arbitrator to award money to an accident victim.
Another type of first party claim is a Supplementary Underinsured claim or “SUM”. This arises when the tortfeasor has only limited coverage, and tenders the full amount of that policy to the injured party. It is important that you hire an attorney who understands the ins and outs of sustaining a proper SUM claim. Lisa S. Fine has been successful in assisting clients in getting clients access to SUM benefits to compensate them for their personal injuries.
This type of claim is filed against the insurance company for the vehicle in which the injured party was situated at the time of the accident. It is different procedurally, as it stems from a contract based relationship between the insurance company and the insured.
The claim is generally heard by an arbitrator, rather than a jury, and requires an attorney who understands what it takes to persuade an experienced arbitrator to award money to an accident victim.
Another type of first party claim is a Supplementary Underinsured claim or “SUM”. This arises when the tortfeasor has only limited coverage, and tenders the full amount of that policy to the injured party. It is important that you hire an attorney who understands the ins and outs of sustaining a proper SUM claim. Lisa S. Fine has been successful in assisting clients in getting clients access to SUM benefits to compensate them for their personal injuries.
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